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Special Enrollment Period (SEP)

A Special Enrollment Period allows individuals to enroll in health insurance outside the annual Open Enrollment Period, provided they have experienced certain QUALIFYING LIFE EVENTS such as losing health coverage, moving, getting married, having a baby, adopting a child, or having a household income below a certain threshold. The enrollment period may vary depending on the type of event, with a 60-day window before or after the event to enroll in a plan. Medicaid and the Children’s Health Insurance Program (CHIP) are available for enrollment at any time. Additionally, job-based plans are required to offer a Special Enrollment Period of at least 30 days.


Have Questions?

  • There are numerous other Health Insurance Plans that are not ACA Plans and do not require a SEP.
  • ​Sometimes you might qualify for a SEP but an ACA is just not the best plan for your situation.
  • ​There are numerous other SEP's that you may qualify for. I can help. Schedule a meeting and we can see if you quailfy for a SEP.

Schedule 15 Minutes to tell me your situation. All rights reserved 2023 and beyond. 
5055 N Highway N suite 118  
St Charles MO 63304